{"id":161,"date":"2026-11-08T14:00:00","date_gmt":"2026-11-08T14:00:00","guid":{"rendered":"https:\/\/www.workwithbeverly.com\/blog\/?p=161"},"modified":"2026-11-08T14:00:00","modified_gmt":"2026-11-08T14:00:00","slug":"down-payment-assistance-check-for-grants-and-forgivable-loans-before-ruling-out-a-home","status":"publish","type":"post","link":"https:\/\/www.workwithbeverly.com\/blog\/2026\/11\/08\/down-payment-assistance-check-for-grants-and-forgivable-loans-before-ruling-out-a-home\/","title":{"rendered":"Down Payment Assistance \u2013 Check for Grants and Forgivable Loans Before Ruling Out a Home"},"content":{"rendered":"<div class=\"roomvu-news-container\">\n<p>Many state and local programs offer down payment assistance through grants or forgivable loans, reducing the upfront cost of buying a home. FHA loans require as little as 3.5% down, with mortgage insurance added. Assistance programs often serve households earning over $100,000 and have varying terms, including repayment if you move early. Check eligibility, income limits, and requirements before setting a savings goal.<\/p>\n<p>\t<a class=\"roomvu-news-continue\" href=\"https:\/\/www.moneycrashers.com\/down-payment-assistance\/\"><\/p>\n<div>Continue to full article<\/div>\n<p>\t<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Many state and local programs offer down payment assistance through grants or forgivable loans, reducing the upfront cost of buying a home. FHA loans require as little as 3.5% down, with mortgage insurance added. Assistance programs often serve households earning over $100,000 and have varying terms, including repayment if you move early. Check eligibility, income [&hellip;]<\/p>\n","protected":false},"author":438,"featured_media":162,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-161","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.workwithbeverly.com\/blog\/wp-json\/wp\/v2\/posts\/161","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.workwithbeverly.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.workwithbeverly.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.workwithbeverly.com\/blog\/wp-json\/wp\/v2\/users\/438"}],"replies":[{"embeddable":true,"href":"https:\/\/www.workwithbeverly.com\/blog\/wp-json\/wp\/v2\/comments?post=161"}],"version-history":[{"count":1,"href":"https:\/\/www.workwithbeverly.com\/blog\/wp-json\/wp\/v2\/posts\/161\/revisions"}],"predecessor-version":[{"id":163,"href":"https:\/\/www.workwithbeverly.com\/blog\/wp-json\/wp\/v2\/posts\/161\/revisions\/163"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.workwithbeverly.com\/blog\/wp-json\/wp\/v2\/media\/162"}],"wp:attachment":[{"href":"https:\/\/www.workwithbeverly.com\/blog\/wp-json\/wp\/v2\/media?parent=161"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.workwithbeverly.com\/blog\/wp-json\/wp\/v2\/categories?post=161"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.workwithbeverly.com\/blog\/wp-json\/wp\/v2\/tags?post=161"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}