{"id":170,"date":"2026-11-11T17:00:00","date_gmt":"2026-11-11T17:00:00","guid":{"rendered":"https:\/\/www.workwithbeverly.com\/blog\/?p=170"},"modified":"2026-11-11T17:00:00","modified_gmt":"2026-11-11T17:00:00","slug":"the-usda-home-loan-of-up-to-324700-that-lets-families-buy-a-house-with-no-down-payment-who-qualifies","status":"publish","type":"post","link":"https:\/\/www.workwithbeverly.com\/blog\/2026\/11\/11\/the-usda-home-loan-of-up-to-324700-that-lets-families-buy-a-house-with-no-down-payment-who-qualifies\/","title":{"rendered":"The USDA home loan of up to $324,700 that lets families buy a house with no down payment: who qualifies"},"content":{"rendered":"<div class=\"roomvu-news-container\">\n<p>The USDA Section 502 Direct Loan Program offers low- and very-low-income families loans up to $324,700 to buy, build, repair, or renovate homes in eligible rural areas with no down payment. Interest rates start at 5.75% but can drop to 1% with income-based subsidies. Loans last up to 33 or 38 years. Applicants must meet income limits, live in the home, and the property must be in a rural area. Applications are accepted year-round.<\/p>\n<p>\t<a class=\"roomvu-news-continue\" href=\"https:\/\/www.cronista.com\/en\/finance\/confirmed-by-the-government-the-usda-home-loan-of-up-to-324700-that-lets-families-buy-a-house-with-no-down-payment-who-qualifies\/\"><\/p>\n<div>Continue to full article<\/div>\n<p>\t<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>The USDA Section 502 Direct Loan Program offers low- and very-low-income families loans up to $324,700 to buy, build, repair, or renovate homes in eligible rural areas with no down payment. Interest rates start at 5.75% but can drop to 1% with income-based subsidies. Loans last up to 33 or 38 years. Applicants must meet [&hellip;]<\/p>\n","protected":false},"author":438,"featured_media":171,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-170","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.workwithbeverly.com\/blog\/wp-json\/wp\/v2\/posts\/170","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.workwithbeverly.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.workwithbeverly.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.workwithbeverly.com\/blog\/wp-json\/wp\/v2\/users\/438"}],"replies":[{"embeddable":true,"href":"https:\/\/www.workwithbeverly.com\/blog\/wp-json\/wp\/v2\/comments?post=170"}],"version-history":[{"count":1,"href":"https:\/\/www.workwithbeverly.com\/blog\/wp-json\/wp\/v2\/posts\/170\/revisions"}],"predecessor-version":[{"id":172,"href":"https:\/\/www.workwithbeverly.com\/blog\/wp-json\/wp\/v2\/posts\/170\/revisions\/172"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.workwithbeverly.com\/blog\/wp-json\/wp\/v2\/media\/171"}],"wp:attachment":[{"href":"https:\/\/www.workwithbeverly.com\/blog\/wp-json\/wp\/v2\/media?parent=170"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.workwithbeverly.com\/blog\/wp-json\/wp\/v2\/categories?post=170"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.workwithbeverly.com\/blog\/wp-json\/wp\/v2\/tags?post=170"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}