{"id":71,"date":"2026-10-05T09:00:00","date_gmt":"2026-10-05T09:00:00","guid":{"rendered":"https:\/\/www.workwithbeverly.com\/blog\/?p=71"},"modified":"2026-10-05T09:00:00","modified_gmt":"2026-10-05T09:00:00","slug":"us-mortgage-costs-hit-14-month-high","status":"publish","type":"post","link":"https:\/\/www.workwithbeverly.com\/blog\/2026\/10\/05\/us-mortgage-costs-hit-14-month-high\/","title":{"rendered":"US Mortgage Costs Hit 14-Month High"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\" src=\"https:\/\/www.roomvu.com\/agent\/embed\/beverly-johnson-1144459\/mortgage-costs-high-remotion-videos-de5b\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>We&#039;re seeing a shift in affordability pressures for homebuyers across the country\u2014by late Q3, the typical monthly mortgage payment reached $2,600, the highest in 14 months. With the national median home-sale price up about 2% year-over-year to roughly $399,000, many are feeling the squeeze. Pending sales have stayed steady month-over-month but remain lower than last year, and mortgage purchase applications have dipped slightly. Even with new listings slowing around the holidays, overall inventory has improved\u2014active supply is up about 2% year-over-year to 1.5 million homes, with nearly 4 months of supply, though we\u2019re still not at a truly balanced market.<\/p>\n<p>As someone who\u2019s guided buyers and sellers through changing markets in Northeast Atlanta since 1985, I can tell you that strategy matters more than ever. About 21% of active listings nationwide have cut prices recently\u2014thoughtful, realistic pricing often attracts more attention, while overpricing tends to create hesitation. My approach has always been to keep my clients well-informed and confident, especially when market conditions add extra complexity. If you\u2019re thinking about your next move\u2014whether you\u2019re selling, buying, or navigating a life transition\u2014having the right guidance can make all the difference.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>We&#039;re seeing a shift in affordability pressures for homebuyers across the country\u2014by late Q3, the typical monthly mortgage payment reached $2,600, the highest in 14 months. With the national median home-sale price up about 2% year-over-year to roughly $399,000, many are feeling the squeeze. Pending sales have stayed steady month-over-month but remain lower than last [&hellip;]<\/p>\n","protected":false},"author":438,"featured_media":72,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-71","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.workwithbeverly.com\/blog\/wp-json\/wp\/v2\/posts\/71","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.workwithbeverly.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.workwithbeverly.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.workwithbeverly.com\/blog\/wp-json\/wp\/v2\/users\/438"}],"replies":[{"embeddable":true,"href":"https:\/\/www.workwithbeverly.com\/blog\/wp-json\/wp\/v2\/comments?post=71"}],"version-history":[{"count":1,"href":"https:\/\/www.workwithbeverly.com\/blog\/wp-json\/wp\/v2\/posts\/71\/revisions"}],"predecessor-version":[{"id":73,"href":"https:\/\/www.workwithbeverly.com\/blog\/wp-json\/wp\/v2\/posts\/71\/revisions\/73"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.workwithbeverly.com\/blog\/wp-json\/wp\/v2\/media\/72"}],"wp:attachment":[{"href":"https:\/\/www.workwithbeverly.com\/blog\/wp-json\/wp\/v2\/media?parent=71"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.workwithbeverly.com\/blog\/wp-json\/wp\/v2\/categories?post=71"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.workwithbeverly.com\/blog\/wp-json\/wp\/v2\/tags?post=71"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}